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TEXAS BUSINESS INSURANCE FOR SMALL AND MEDIUM BUSINESSES

Business insurance in Texas

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Recommended commercial insurance for small and medium businesses in Texas:

Most popular Texas a business insurance:

Workers Compensation

Covers you and your employees in the event of a workplace accident or if you miss work because of an illness.

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General Liability

Protects you against third-party claims of bodily injury or property damage while your client is visiting.

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Cyber Insurance

Covers you against data recovery costs, reputation damage, and income loss if your clients’ records are lost or exposed.

Learn more

More business Insurance coverage in Texas:

Professional Liability

Protects you and your business from litigious claims of negligent, failed, or incomplete services.

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Business Owners Policy

Recommended for those who rent or own office space. This combines general liability with property insurance.

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Commercial Auto

Liability and damage protection for vehicles that are used for business.

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Umbrella

Add extra coverage and financial protection over and above an existing insurance policy.

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Resources for Texas business owners

State of Texas business insurance requirements
Texas has multiple laws and regulations concerning business insurance requirements across a wide swath of industries operating within the state. The size of your business, industry, and number of employees will have the biggest role in determining insurance requirements for your business. Workers Compensations Insurance and General Liability Insurance are the most common coverages in Texas. There are several factors that will mandate Workers Compensation Insurance in Texas. A licensed insurance advisor will be able to determine if your business falls within any of these requirements and if any exemptions are applicable.
Texas State business resources:


Information and resources for businesses in Texas:
How much does business insurance in Texas cost?
The cost of business insurance in Texas can vary widely based on several factors. Business size, industry, and amount of coverage all affect monthly premiums in Texas. For example, the cost of a Business Owners Policy for a manufacturing company operating in Houston will be very different from a Business Owners Policy for a hardware store in Dallas. Other considerations such as annual sales, payroll, company assets, and claims history also help determine the cost of business insurance in Texas. A licensed insurance advisor will be able to identify Business Insurance discounts in Texas that you may qualify for, along with discounts for bundling Business Insurance in Texas.

Browse Texas business insurance by profession

We help small business owners from a wide variety of industries, including these common professions:
Find business insurance for your industry

Browse Texas business insurance by profession

We help small business owners from a wide variety of industries, including these common professions:

Find business insurance for your industry

About CoverHound

Insurance shopping simplified by technology, backed by generations of experience. CoverHound® is an original InsurTech that allows consumers and businesses to easily compare and purchase insurance online — offering competitive rates and coverages in all 50 states with fast, accurate and actionable quotes from A-rated U.S. insurance carriers.

CoverHound is part of the Retail segment of Brown & Brown, Inc. (NYSE: BRO), a leading insurance brokerage firm, delivering risk management solutions to individuals and businesses since 1939. The Brown & Brown team is as connected locally as it is nationally, with more than 8,000+ Retail teammates in 300+ locations across the U.S. and select global markets. No matter where you are on your growth journey, our team is committed to help you find solutions to meet your ever-evolving needs.

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I have been working for 3 weeks with several different agencies to find insurance and it just took 1 simple phone call and 1 day to complete insurance.

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What is CoverHound?

CoverHound is the only place where you can compare business insurance quotes AND buy multiple insurance policies online. You get fast, accurate, and actionable quotes based on your specific needs with competitive rates and coverages.

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