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Being covered gives you the confidence and peace of mind to be able to plan every detail and to ‘wow’ your clients. Top photographers protect themselves with these insurance coverages:
A pipe burst in your photography studio and water damaged several expensive computers, hard drives, and camera equipment. You’re facing thousands of dollars in equipment replacement costs, not to mention the water damage to your studio. Your BOP policy covers the costs from the accident and gets you back on your feet.
A couple hired you to shoot their wedding, but the day after the event, you realize that your memory card was damaged and all of their pictures from their big day are gone. The couple sues you for services not delivered, but luckily you have professional liability insurance.
A pack containing some equipment and some documents with your clients’ financial information was left at a shoot. The equipment you can replace, but someone got a hold of the sensitive info and is now demanding money or they’ll sell it. Your cyber insurance will protect your company and your clients’ info.
While out on assignment in the field, one of your photographers falls while climbing to get the perfect shot. They break their ankle and the hospital bills are through the roof. Fortunately for them, and you, your workers comp insurance will take care of their medical bills and lost wages.
You and one of your employees are driving back from a photo shoot and are involved in an accident. Luckily no one was seriously hurt, but the vehicle was totaled. Your commercial auto insurance is there to replace the vehicle and cover any costs associated with the accident.
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CoverHound is part of the Retail segment of Brown & Brown, Inc. (NYSE: BRO), a leading insurance brokerage firm, delivering risk management solutions to individuals and businesses since 1939. The Brown & Brown team is as connected locally as it is nationally, with more than 8,000+ Retail teammates in 300+ locations across the U.S. and select global markets. No matter where you are on your growth journey, our team is committed to help you find solutions to meet your ever-evolving needs.
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