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Quickly find your Workers Compensation Policy

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Your business insurance policies are backed by the most trusted insurance carriers in the industry:

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A streamlined application process

One questionnaire gives you quotes from every major carrier.

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Pick a policy that fits your business, or bundle policies and save.

Coverage within 24 hours

Quickly get covered and get on with your day.

Take the confusion out of insurance coverage

A 60-second business insurance checkup can help answer your coverage-related questions. Share some specifics about your business and we’ll highlight the insurance coverages that are appropriate for your industry and specific to your business.

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What is a Workers Compensation insurance policy?

This policy protects your employees if they suffer an injury or become ill while on the job. This is mandated by the state if the business employs more than a certain number of employees, and the threshold varies by state. It also protects your company from being sued by employees for workplace conditions that can cause harm.

Who needs a Workers Compensation insurance policy?

Have employees!

Note: Only Texas allows employers to opt out of carrying workers compensation insurance altogether; however, these employers can still be sued for uncompensated work injuries.

What's covered?

Medical costs due to workplace injury or sickness
Lost wages due to workplace injury or sickness
Costs to retrain injured or sick employees returning to work
Related legal fees
Wages for a temporary worker

What's NOT covered?

Medical costs for certain non-traditional employees, including unpaid workers (e.g. interns or volunteers)

Learn about our other business insurance types:

Business Owners Policy

General Liability

Professional Liability

Workers Compensation

Commercial Auto

Directors and Officers

Cyber Insurance

Other Insurance

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We are backed by the most trusted insurance carriers in the industry:

About CoverHound

Insurance shopping simplified by technology, backed by generations of experience. CoverHound® is an original InsurTech that allows consumers and businesses to easily compare and purchase insurance online — offering competitive rates and coverages in all 50 states with fast, accurate and actionable quotes from A-rated U.S. insurance carriers.

CoverHound is part of the Retail segment of Brown & Brown, Inc. (NYSE: BRO), a leading insurance brokerage firm, delivering risk management solutions to individuals and businesses since 1939. The Brown & Brown team is as connected locally as it is nationally, with more than 8,000+ Retail teammates in 300+ locations across the U.S. and select global markets. No matter where you are on your growth journey, our team is committed to help you find solutions to meet your ever-evolving needs.