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Did you know it's possible to use data to predict where people will likely move in the near future? That's right. ATTOM Data Solutions used data based on real estate loan applications to create their recent Q3 2017 Pre-Mover Housing Index. This report took a look at 123 metro areas, looking for the highest pre-mover indices among them. The results? These areas may see the strongest influx of homeowners in the U.S. over the next 30 to 90 days.

  • Colorado Springs, Colorado
  • Manchester-Nashua, New Hampshire
  • Chicago, Illinois
  • Washington, D.C.
  • Nashville, Tennessee
  • Reno, Nevada
  • Tampa-St. Petersburg, Florida
  • Las Vegas, Nevada
  • Jacksonville, Florida
  • Kingsport-Bristol, Tennessee

If you're planning on moving to a new locale, make sure you get the best homeowners insurance for your new digs. Not only is it smart financial protection, but many mortgage lenders require homeowners to carry a certain amount of insurance coverage. As U.S. News & World Report writes, you'll likely have to pay for a full year of insurance at closing.

Moving elsewhere means assuming a new set of risks—which is why your old policy may no longer be sufficient. For example, a homeowner in rural Oklahoma may get a new job in the Northeast. Whereas their biggest concern previously was tornadoes, now they'll need to insure their home against winter blizzards and windstorms. Although "climate" is rarely the top factor in relocating, homeowners still treat it as an important consideration. Different inherent risks call for different approaches to homeowners insurance.

Likewise, moving from a sleepy suburb to a metropolitan hub changes the type of coverage you'll need. You'll also need to consider property values. Moving somewhere with a much higher value means you'll need a policy with higher limits in case of disaster. The key is doing research on wherever you're considering moving to see how it differs from your current abode. Then you can start shopping around for a homeowners insurance policy that will protect your significant financial (and emotional) investment. You'll also want to make sure your coverage doesn't lapse between homes, especially if you're hiring movers.

What typically compels people to pick up their lives and move? According to Livability, 15 percent of people seek a new or better house, condo, or apartment. Another 15 percent move based on a family change. Around one-tenth of people move for job-related reasons.

And finally, what makes a specific market desirable to home buyers? According to ATTOM's Senior Vice President, "plenty of available jobs along with a reasonable supply of homes for sale." This explains why many people are eyeing secondary and tertiary markets—more inventory at a more reasonable price point. These are the kinds of insights the pre-mover index provides.

Are you planning a move within the next 30 to 90 days, or even the next year or so? CoverHound can help you get the best homeowners insurance for your budget from top providers. Compare personalized quotes today for free!

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