May 24th, 2012
Sometimes you just need a car for one day. Whether it’s for a job interview downtown or picking up a friend a few towns over.
For those of us who don’t have a car, it becomes a challenge of either renting one, or borrowing one from a friend. Sometimes insurance can get lost in the shuffle, but that’s not a great idea, especially since you’re driving an unfamiliar vehicle.
So how does car insurance for a day work?
There are is no shortage of offerings when it comes to short-term auto insurance. Licensed drivers can get covered from between one day and six months, depending on their needs.
Policies will vary in price depending on the same factors that determine your rate for longer-term coverage. Almost everyone between the ages of 21 and 75 should be able to get a short-term policy as long as they haven’t had their license suspended recently and have been the cause of fewer than auto insurance claims in the past 3 years.
Getting car insurance for a day might seem like an overly cautious approach, but a closer look shows that few dollars might be worth it to avoid a much bigger expense.
The policies typically cover:
- -Repair from an auto accident
- -Losses from vandalism, fire and theft
- -Harm done to other persons as a result of your driving
- -Protection against harming another person’s property
The best way to get one-day auto insurance is to go online and find the best quote. CoverHound DOES NOT YET offer one-day insurance, so you will not be able to see all the rates at once and compare. You can, however, get quotes from the top branded carriers one at a time. That’s what we recommend, for now. If you need insurance for 6 months or longer, we're happy to help!