‘Tis the season for spreading cheer! Cheer in the form of gifts for family, friends, coworkers, and even strangers. Some shoppers prefer to scout out sales at their local mall. Others click their way to completing holiday shopping online. Whatever your strategy, it’s important to take precautions and keep your purchases secure this season.
Many of us heard tales of Santa Claus growing up—a generous figure who slipped down the chimney to leave gifts. Burglars too want to slip into your home as easily as St. Nick. Nothing dampens the holiday spirit faster than realizing someone has broken into your home and swiped your perfectly wrapped presents!
While your policy covers stolen goods and break-in damage, this could cause your homeowners insurance rates to rise. Not to worry. When you compare quotes with us, we’ll help you find a policy that serves you when you need it.
Here are a few ways to protect yourself this holiday season.
Avoid Social Media Slip-Ups
Just can’t wait to “check-in” to your holiday vacation destination online? So excited about what you bought your bestie that you can’t resist posting a sneak peek on Facebook? These seemingly innocent actions could actually encourage thieves to target your property.
According to HouseLogic, here are a few social media best practices :
● Do not identify your home address online in any way.
● Avoid broadcasting purchases, especially big-ticket items like technology.
● Avoid advertising that you’re out of town; post photographs when you return.
● Make sure you know your online friends and followers.
Sign for Your Packages
With e-commerce rates on the rise, the number of package deliveries grows every year. Some of them end up sitting on doorsteps, in driveways, or outside condo buildings for hours at a time. Unfortunately, thieves have caught onto this fact. Sometimes, they go as far as to follow delivery trucks and wait for the opportunity to strike.
One way homeowners can protect their purchases is by requiring a signature upon delivery. One woman in New York learned this the hard way when her brand-new pair of Zappos boots “never showed up.” Luckily, the company shipped her another pair. But it just goes to show that unless you are present, someone can steal your presents.
Avoid Storing Gifts in Your Car
You finish a morning of shopping. Your backseat is piled high with bags and boxes. You meet up with your friends for dinner across town and leave your purchases in the car. There’s a good chance an opportunist will spot the goods, break into your car and steal whatever they can carry.
If this happens your homeowners insurance will cover part or all of the value, depending on your policy. However, you can lessen the likelihood of a break-in by discreetly storing purchases and dropping them off at a secure location.
Tuck Gifts Out of Sight
As lovely as it is to see brightly wrapped parcels strewn around the house, it’s an appealing invitation to burglars. Stow presents out of sight until just before you’re ready to exchange them.
Ramp Up Home Security
Installing certain home security measures can prevent theft and even earn you a discount on your homeowners insurance rates. These often include dead-bolt locks and alarm systems, but specifics vary from provider to provider.
Homeowners insurance acts as a financial safety net in the event of theft, fires and more. Protect yourself with an affordable homeowners policy through CoverHound today!