5 Reasons To Buy Business Insurance Online

There’s plenty of things out there that no one likes spending time or money on, a big one being insurance. Making an appointment with an insurance representative to go through what seems like a million policies that all appear to offer the same thing is, to be frank, mind numbing. It doesn’t help when the insurance rep is obviously trying to make a sale. But here’s the thing: that’s the old way of doing things. The insurance market has changed, and so is the way it does business, along with how it handles *your* business.

As a small business owner you know the great need there is to have a business insurance policy, it’s just getting over to the brick and mortar insurance building that’s the problem. Not anymore. At CoverHound we help you find affordable [online business insurance](https://coverhound.com/business-insurance) plans with the click of a mouse.

Are you feeling a little anxious about buying your business online? You shouldn’t, and here are 10 reasons why:

Reason 1: Buying business insurance online empowers YOU, the consumer.* You can compare policies and their coverage plans from competing agencies and determine which is worth the price. It also gives you leverage with your current insurance agent. If you show your current insurance agent the discounted price you can get for the same policy at a different agency, they will most likely offer you a discount, and it may even be lower than the already low price.

Reason 2: Buying business insurance online saves you time to do other things, like run your business.* Fitting in a meeting with an insurance agent during the work week can completely dismantle your already crazy schedule. When you shop online all you have to do is answer a few questions about yourself and your business—and voilà! You have your quote in as little as five minutes without ever having to leave your office chair.

Reason 3: Buying business insurance online gives you the information you need to make an informed purchasing choice.* You can compare what each insurance plan has to offer line by line. You can even call a representative to help you navigate through the insurance underwriting process, so that you really understand what you’re getting.

Reason 4: Buying business insurance online gives you the opportunity to explore all of your options.* Not every business needs the same type of business insurance, and it will help you to learn if you have too little coverage. For example, while  BOP insurance offers general liability, business interruption, fleet, as well as crime and property insurance policies, it does not offer professional liability insurance. So if your small business is an accounting firm or private medical practice, you won’t have all the coverage you need to protect it. This is where CoverHound comes in to help.

Reason 5: Buying business insurance online keeps you abreast of insurance news.* After a major disaster, insurance companies will re-write their plans to make up for the money they lost in the millions of claims that were filed by their clients. You will learn even before it happens if your insurance company has plans to raise your premium, and you can opt out of that coverage for a better cost-effective plan before you’re hit with a massive bill.

There are a lot of reasons to buy business insurance online, but the biggest reason is to protect your business. Get your [free business quote](https://coverhound.com/business-insurance) today with CoverHound.