Why do I need Liquor Liability Insurance?
A business owner can be liable for an intoxicated patron’s actions. For businesses who manufacture, sell or serve alcohol, Liquor Liability Insurance provides coverage for bodily injury or property damage claims caused by an intoxicated person served alcohol by the policyholder or policyholder’s employees.
Liquor Liability Insurance ensures that one intoxicated patron doesn't ruin your business.
A patron leaves your restaurant after consuming alcohol on premise and crashes their vehicle into another vehicle, injuring themselves and the other driver. The other drivers filed suit against your restaurant claiming her injuries stemmed from the overservice of alcohol. A Liquor Liability policy can defend against and pay for 3rd party property damages, medical expenses, and legal expenses that result.
- Restaurants
- Liquor Stores & Retail Stores
- Bars, Taverns, & Night Clubs
- Breweries & Wineries
- Catering Companies
- Event Promoters
- Non-Profits (Fundraisers, Social Clubs, Fraternities)
