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Why do I need Employment Practices Liability Insurance?

Employment practices liability insurance, commonly known as EPLI, provides coverage to employers against claims made by employees (prospective, past, & present) alleging that their legal rights as an employee of the company have been violated.

Get protection against employee lawsuits related to state and federal labor laws and workplace conditions.

Sexual harassment
Discrimination based on gender, race, age or disability
Wrongful termination
Breach of employment contract
Negligent evaluation practices
Failure to employ or promote
Wrongful disciplinary action
Deprivation of career opportunity
Infliction of emotional distress
Mismanagement of employee benefits

What's covered:

Retaliation
Defamation
Infliction of mental or emotional distress
Invasion of privacy
Discrimination based on race, religion, sex, disability, age, equal pay, national origin, genetic information or pregnancy
Wrongful termination of an employee
Sexual harassment
Deprivation of opportunity

What's NOT covered:

Claims of bodily injury
Property Damage
Penalties and Fines
Actions that occurred outside of the US

Learn about our other business insurance types:

Business Owners Policy

General Liability

Professional Liability

Workers Compensation

Commercial Auto

Directors and Officers

Cyber Insurance

Other Insurance

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About CoverHound

Insurance shopping simplified by technology, backed by generations of experience. CoverHound® is an original InsurTech that allows consumers and businesses to easily compare and purchase insurance online — offering competitive rates and coverages in all 50 states with fast, accurate and actionable quotes from A-rated U.S. insurance carriers.

CoverHound is part of the Retail segment of Brown & Brown, Inc. (NYSE: BRO), a leading insurance brokerage firm, delivering risk management solutions to individuals and businesses since 1939. The Brown & Brown team is as connected locally as it is nationally, with more than 8,000+ Retail teammates in 300+ locations across the U.S. and select global markets. No matter where you are on your growth journey, our team is committed to help you find solutions to meet your ever-evolving needs.