Your iPhone was stolen from your car -- Is it Insured?
What attracts us to iPhones also catches the wandering eyes of thieves. So what happens if your iPhone is stolen out of your car? Is it covered by your car insurance? Unfortunately, the answer is almost always no. The only time a car insurance company will cover your iPhone is if it’s permanently attached to the car, which is unlikely
Just because your car insurance policy doesn’t protect your iPhone, that doesn’t mean that you don’t have any insurance options. If you have a homeowner’s insurance or a renter’s insurance policy, your iPhone is already covered as “personal property.”