There is nothing good about driving while intoxicated. It’s incredibly dangerous not only to you and your passengers but also everyone else on the road, not to mention pedestrians. In 2010 alone, more than 10,000 Americans died in drunk driving accidents, or person one every 48 minutes.
On a secondary level, of course, DUIs can wreck your car -- adding additional costs on top of any medical expenditures. And then of course there's the jump in car insurance payments, as carriers don’t like cutting those large checks to fix your car and anything else involved in wreck. Data shows that those who get ticketed for driving drunk once are exponentially more likely to get caught again.
So how much will a DUI affect your car insurance rates? CoverHound data has the answer, and it’s not a pretty picture.
In the first year after getting a DUI your car insurance premiums go up on average 94.13%.
Yes, it’s that steep. So next time you consider getting behind the wheel after having a few drinks consider that getting pulled over will, at the very least, cause your monthly auto insurance bill to pretty much double.
Furthermore, on third anniversary of that first DUI you can still count on your insurance rates staying super high, to the tune 63.47%. That means if you pay $100 a month for insurance a DUI means you’ll still be paying an extra $761 a year for insurance, a full three years after the incident.
Needless to say, there are dozens of reasons not to get behind the wheel of a vehicle after drinking alcohol. But an added drawback is that your car insurance payments will almost double as a result of getting a citation, and remain extremely high for years to come.