Since everyone has already tried to say something smart about Jeremy Lin, we’ll try to keep things fairly simple.
Here’s Jeremy Lin’s profile in the eyes of a car insurance carrier.
Does Rick Santorum Pay A Lot for Car Insurance?
Posted by Josh Anish on February 14, 2012 in Drivers
Politics is a fickle game; candidates rise and fall with the smallest hiccup or uneven performance. We’ve already anointed Mitt Romney the frontrunner and had him square off against President Obama in a car insurance smackdown. Then, after his victory in South Carolina, Newt Gingrich returned from the dead to enter the car insurance payment ring against Romney.
After his troika of primary victories last week, Rick Santorum is now a serious contender for the Republican throne. We therefore thought it proper to figure out whether he pays a lot for car insurance, relative to the national average.
Car Insurance Secret Shoppers Scout Out the Landscape
Posted by Josh Anish on February 13, 2012 in Industry
In our continuing quest to bring consumers the very best experience in insurance shopping, we decided to send our friends and family members through other insurance sites and experiences to let us know what they thought.
First, a caveat: Yes, our friends and family know CoverHound, and want it to succeed. But they’re also heavy Internet users and have a strong sense of the technologies available and what users can expect of them. At this point it’s fair to say that when shopping for insurance, a consumer wants easy access to all the rates available, before being able to purchase the best policy right then and there.
The Instructive Guide to Car Insurance Coverage
Posted by Josh Anish on February 09, 2012 in Drivers
Bodily injury car insurance coverage covers you for damages that you cause in an accident that is deemed to be your fault to other people involved. In other words, this pays for other people's medical bills if you injure them in an accident. There are two limits, one is per person and the other one is a total for all other people (excluding you) involved. The example car insurance coverage above covers a maximum of $150k in medical bill payments per person you injure with a total of $300k per accident you cause.
Property liability coverage is car insurance coverage that pays for the damage that you do to other people's vehicle or property (i.e. their home or business) if you cause an accident.
Next time you think a prospective carrier is asking you too many personal questions on its form consider the issue of adverse selection.
Adverse selection is a concept that appears in economics and logic textbooks. In insurance terms it describes a situation in which a person with great insurance needs is more likely to purchase a policy, without the carrier’s knowledge that that person is more risky to insure.