November 4th, 2013
When you become a homeowner, it can be one of the proudest moments in your life. They say home is where the heart is, so protect your heart - and your investment - with homeowners insurance..
Benefits of homeowners insurance
With homeowners insurance, you don't have to worry about not being able to repair your home if it becomes damaged from smoke, wind, fire, lightning or a snowstorm. Insurance will help you cover the costs, giving you peace of mind and financial stability. While not every instance is covered, these things can and do happen.
If you live in a region with harsh winters, homeowners insurance can provide coverage for water damage caused by frozen pipes. Plumbing, air conditioning and fire sprinkler systems all have plumbing that is vulnerable to freezing in the winter.
Additionally, without coverage, you may not have any way to replace your belongings if they are stolen. Having insurance can make a big difference in the case of theft. Cut out the stress of worrying about what might happen to your beautiful home by protecting your assets.
How much does homeowners insurance cost?
Depending on how much coverage you need to protect your home and your belongings, the cost of homeowners insurance will vary. However, policies are generally very affordable, with low monthly premiums when compared to other types of insurance. The type of home and where you live will also affect how much your policy costs.
Who needs homeowners insurance?
Every homeowner should invest in insurance. Owning a home is a major investment, and most people spend a large portion of their income on housing. To ensure that your home stays the way you want it and you are able to continue your lifestyle after an accident or robbery, get some coverage. Taking a chance with the biggest investment in your life is not the wisest move.