January 8th, 2016
Moving can be a time-consuming, overwhelming ordeal. From securing great grandma’s wedding china in bubble wrap to driving across state lines in a car filled with all of your earthly possessions, it can be tough making sure all of your ducks are in a row. To make your life easier, CoverHound offers insightful car insurance quote comparisons to help you feel at ease during your move out of state. It’s important to us that your transition into your new state is as smooth as possible, so if you hit a few bumps along the road, you’re covered.
Check out how to insure your car when you’re moving out of state below.
Do You Need New Car Insurance if You Move Out of State?
Though the answer is entirely dependent on the state, for a majority of the country the answer is a resounding “YES.” However, within this bellowing yes, there is an important piece of information to heed: do not cancel your current insurance until you have relocated permanently and obtained a new insurance policy. In every state, there is some form of liability insurance that auto-drivers must have.
Not only is it illegal not to have coverage, the repercussions of an auto accident could also have disastrous financial results. According to a study released in 2014 conducted by the National Highway Traffic Safety Administration (NHRSA), auto-accidents in 2010 alone cost nearly one trillion in car repairs and fatalities. In 2013, the Insurance Research Council’s (IRC) Auto Injury Insurance Claims Study illustrated that medical costs reported by auto injury claimants rose rapidly and at a higher rate than inflation.
Because of this, it is important to remain on your current policy until you can successfully make the switch to your new provider or policy.
Before you move, you should research car insurance quote comparisons to get the right deal for you and/or your household. More often than not you can use the same insurance provider in your new state, though keep in mind this isn’t the case in every moving situation. Laws and policies regarding drivers and insurance vary by state, which means your coverage can vary too. If you are able to continue doing business with your provider, be sure to know if there are any changes to your policy as your coverage and cost may differ depending on the state.
Driver’s License & Registration
Before making an appointment at the DMV to get your new driver’s license and register your vehicle, your car must be insured in the state in which you are getting the license. For example, if you have just moved to California, you should have auto insurance for California. Without proof of insurance you will not be allowed to register your car. Is it really worth waiting in line for hours at the DMV only to finally get to the counter and be told you can’t register your vehicle because you lack the right paperwork?
At CoverHound, we understand your time is precious, especially during a big life change like moving. We provide you with the car insurance quote comparisons you need to make your move a little easier. Start shopping today!