Insurance Learning Center

Tips For First-time Homebuyers

A home is likely the most expensive purchase someone will make in their lifetime. It often requires years of saving money and planning just to get it right. However, for many first-time homebuyers, the process is a completely foreign one. With so much to consider and so much on the line, it's important to be thorough throughout every step of the way. If you're a first-time homebuyer, here are some general tips to get you a little more comfortable with your purchase.

Moving Mistakes To Avoid

Of all the major stresses in life, it has been agreed upon that moving is in the top three. In the mess of moving, you will be much better off by taking a few precautions to avoid disaster.

Top 5 Ways To Save On Home Insurance

When it comes to protecting your home, you don't want to take any risk, which is why most homeowners decide to invest in home insurance. The price of insuring your home is nothing compared to how much it would cost if something were to happen. Fortunately, you don't need to sell a kidney to get great coverage. Check out these top five tips to save on home insurance:

What's Up With Homeowners Insurance?

When you become a homeowner, it can be one of the proudest moments in your life. They say home is where the heart is, so protect your heart - and your investment - with homeowners insurance.

How to get Homeowners Insurance

You probably already know that coverages and premiums vary by insurance company. And that goes for all types of insurance, including homeowners. Of course, the best way to make sure you buy the right coverage at the right price, is to shop around. Get quotes from a handful of different insurance carriers and compare the policies.

Shopping around for homeowners insurance is a bit more complicated than shopping for auto coverage is. There are a lot of questions to answer about your home, both its interior and its exterior. Some forms get very detailed in their questions as well. It will be in your best interest if you have everything documented, that way you can easily refer to those documents during the process.

Does Your Homeowners Policy Include Libel Or Slander Protection?

We all say stupid stuff from time to time. We say exactly the wrong thing. We hurt people’s feelings. We push buttons. Sometimes we even go so far as to say something so crazy it’s illegal -- that’s called slander.

So what if this happens inside your house? What if someone sues you for slander stemming from a conversation in your home -- will your homeowners insurance protect you from major financial damage? What about libel -- what if you’re a freelance writer and type something that someone eventually sues you for, will that be covered?