Insurance Learning Center

Facts, figures, and features on a wide range of insurance topics

Auto insurance1

Car Insurance: Should You Go Agent Or Direct?

The decision to buy auto insurance isn't always as easy as choosing the policy with the best price. Here we look at the key differences between working with a personal agent versus working directly with carriers.

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How Many Auto Insurance Discounts Do You Qualify For?

Nearly everybody qualifies for at least one discount so make sure you fill out auto insurance forms as accurately as possible so you get what you deserve. Read more for an overview of the various car insurance discounts available.

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State Specific Auto Insurance Tips

See more tips and information about auto insurance in your state:

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Gap Insurance Coverage: Do You Need It On Your Auto Insurance Policy?

Most people buying or leasing a new car need special auto insurance coverage known as GAP insurance. In the event of a total loss on your vehicle, GAP insurance provides coverage against any excess in the amount owed on your vehicle versus its actual value. This article will help you determine if it makes sense for you to elect GAP coverage on your car insurance policy.

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Your Credit Score May Affect Your Car Insurance Rate

Many people do not realize that while their ability to purchase a home, vehicle, or establish a personal credit account are all strongly impacted by their credit rating, the rate their auto insurance company charges will similarly be affected.