The 2013 Ford Fusion has a nice new look to it. More “corporate” appeal and a little bit more glam. At least, that’s what Ford was going for. Unfortunately, some consumers think it just looks like a bigger Focus. Lack of astonishment aside, there’s no denying that the Fusion is a nice looking car. And the sticker price doesn’t look too rough either.

However, a flashy new look and a decent sticker price doesn’t always mean that you’re getting the best deal. You also need to look at the insurance cost. So what’s it take to insure the Fusion? There are four traditional metrics that carriers use to figure out that number and those will be discussed later.

You probably already know that coverages and premiums vary by insurance company. And that goes for all types of insurance, including homeowners. Of course, the best way to make sure you buy the right coverage at the right price, is to shop around. Get quotes from a handful of different insurance carriers and compare the policies.

Shopping around for homeowners insurance is a bit more complicated than shopping for auto coverage is. There are a lot of questions to answer about your home, both its interior and its exterior. Some forms get very detailed in their questions as well. It will be in your best interest if you have everything documented, that way you can easily refer to those documents during the process.

The 2013 Honda CR-V is Honda’s best crossover vehicle. The newer model should be a nice step up from last year's. However, some reviewers have mentioned that the "new" comfortable ride and quiet cabin were, in fact, nothing new. There have also been some complaints with the steering wheel. Some thought it felt “unsettled."

So what’s the insurance cost for the new CR-V? There are four main metrics that car insurance carriers look at when quoting a car’s rate. Before we get into those though we’ll show you our newest feature, the Insurance Over Sticker rate. This rate takes the average cost to insure the vehicle -- the Honda CR-V in this case -- divided by the sticker price.

The 2013 Toyota Corolla sits at number 6 on USA Today’s Best-selling Cars of 2013 list. The Corolla has always been known for its safety and security provisions. This sedan has excellent safety features and crash test ratings, along with an excellently low sticker price.

The Corolla has always found a place in the hearts of customers through its comfortable style, safe ride, and low sticker price. The newest model doesn’t veer much. It stays true to those three main selling points but also adds a snazzy new grill to try to make it more stylish. Though some reviewers suggest that this new feature doesn’t do the trick, the fact that it’s a great car can’t be escaped.

The Progressive Corporation is one of the oldest car insurance carriers in America, covering drivers since 1937 -- when it opened its doors in Mayfield Village, Ohio.

From its inception, Progressive has focused mainly on auto coverage instead of expanding into other large verticals of insurance. Progressive also claims to be... well, progressive. The company was the first of its kind to offer drive-in claims services, and introduced the concept of paying for insurance in monthly installments.

The Nissan Altima was the 4th-best-selling car in America in 2012. This makes sense: the Altima is a fine, mid-sized car with a smart look. Accordingly, more than 258,000 Altimas were sold on American soil in 2012.

The biggest factor attracting folks to the Altima are its base price ($20,252), its design and its interior. In short, people get a good-looking, good-performing vehicle at the right price when they sign up for the Nissan Altima. But how much does it cost to insure? Now we’re able to use our new “Insurance Over Sticker” metric that really pulls the curtain back from in front of insurance rates.

The new 2013 Ford F-150 has been making a splash in the news recently. Not only has it been ranked 1 out 10 Full Size Pickup Trucks by U.S. News Best Cars but it has also been ranked number 2 in USA Today’s Best-selling Cars Forecast for 2013.

Though it costs a little bit more than the previous year’s model, it gets the best gas mileage out of the entire Ford line of pickups. So it’s a trade-off, money-wise. Insurance carriers look at four main metrics when determining a rate. We’ll look at those momentarily, but first we’ll show you the Insurance Over Sticker rate.

The Nissan Pathfinder has revamped itself for 2013. It’s even changed from an SUV to a Crossover. Though some may not like that the Pathfinder has given up some of it’s off-road handling for a more comfortable on-road ride, no one can argue that it’s new fuel economy and sticker price are almost a steal.

Though we could talk pros and cons of the new look, we’re not going to. Instead, we will touch on the four major metrics that car insurance carriers look at when quoting a car’s rate. But first, we’d like to show you one of our newest features, which we first introduced in an article about Insuring Your Camry.

We all say stupid stuff from time to time. We say exactly the wrong thing. We hurt people’s feelings. We push buttons. Sometimes we even go so far as to say something so crazy it’s illegal -- that’s called slander.

So what if this happens inside your house? What if someone sues you for slander stemming from a conversation in your home -- will your homeowners insurance protect you from major financial damage? What about libel -- what if you’re a freelance writer and type something that someone eventually sues you for, will that be covered?

The Toyota Camry is the best-selling car in America, and it’s not even close. More than 400,000 new Camrys were moved in 2012, 70,000 more than the second-place place vehicle, the ever-popular Honda Accord.

The merits of driving the Camry are numerous and well-known, and it’s not our place to list them here. What CoverHound can add, though, is whether each vehicle is, on average, expensive to insure. In the past, we have focused on the four major metrics that car insurers look at when quoting a car’s rate. Now we’re excited to unveil a new, proprietary metric that really looks under the hood of insurance rates.